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The credit card allows you to make purchases conveniently via the Internet. In addition, credit cards allow you to take advantage of various discounts when shopping both online and in selected outlets. It is important when deciding to use credit cards to adequately protect yourself from the loss of funds. Continue Reading

Prerequisites for an over-indebtedness file To file an over-indebtedness file with the Commission, certain conditions must be met: Have debts that are not of professional origin. To be French or foreign domiciled in France. Or be French living abroad but unable to repay debts from creditors who are established in Continue Reading

  What is the borrowing capacity? The borrowing capacity is determined according to recurring expenses and perennial incomes of the borrower, in order to define the number of monthly payments to repay for the mortgage. It is thus admitted that the debt ratio, or the monthly payments, must not exceed Continue Reading

You know all those months when money seems to be disappearing from your bank account – your car is in need of an unexpected repair, the payment for your cell phone is bigger than the previous month or your pants have torn. These little extras here and there seem to Continue Reading

Many clients, even before visiting bank branches, want to know if they have a chance to get a loan, and what maximum amount they can count on. The main factor influencing the solution of this issue is the solvency of an individual, his financial capabilities. In this article we will try to tell you Continue Reading

  4000 Euro credit: installment loans and alternatives to it   A € 4,000 loan does not have to be a classic installment loan from a bank. This is currently very cheap, but often cumbersome and not available to everyone. As alternatives offer z. For example, a short-term loan, a Continue Reading